A balanced look at Tallinn

Let’s face it, negativity spreads like wildfire. Whether it’s on Facebook groups, viral TikToks, or attention-grabbing blog posts, it’s hard to scroll through anything about Tallinn lately without stumbling on complaints about increasing costs. Some claim, “I don’t recommend anyone who isn’t in tech to move to Estonia.” Others point out how “Tallinn is more expensive than Tokyo,” conveniently ignoring rent in those comparisons.

It’s easy to get swept up in this tide of frustration. Rising costs, roadworks, long winters—it’s not perfect. But here’s the thing: when we focus solely on the bad, we lose sight of what makes Tallinn a fantastic place to live in, maybe even the best capital in Europe.

So, let’s flip the narrative. Let’s look at why Tallinn is not just livable but exceptional—and how, with a little positivity and action, it can get even better.

Tallinn Makes Life Easy

Ever tried to deal with government paperwork in another country? In many places, it’s a nightmare of long queues, endless forms, and multiple visits to offices. But in Tallinn, thanks to Estonia’s e-governance system, you can renew a driver’s license, register a company, or even vote—all online.

Here, convenience isn’t just a luxury; it’s a way of life. Want to start a business? You can do it in a day, from your laptop. Need to access medical records or sign documents? It’s a matter of clicks. Compare that to cities like Milan or New York, where bureaucracy is still a full-contact sport.

Tallinn’s digital infrastructure is among the best in the world, ranking in the top three of the UN e-Government Survey 2020. And for us, that means more time to focus on what really matters—building, creating, and living.

Tallinn Is Very Safe

Safety isn’t something you notice—until you lose it. In Tallinn, you don’t need to glance over your shoulder when walking home at night. Your kids can roam freely, and your family can enjoy the city without constant worry.

According to Numbeo, Tallinn ranks as the 10th safest city in Europe, ahead of Stockholm, Barcelona, and Milan. This isn’t a given. In many cities, safety is an ongoing concern. But here, it’s a foundation for a higher quality of life—something worth celebrating. Compared to Stockholm or Helsinki, Tallinn has literally no street crime and its extremely safe for women to walk on the streets alone, even after dark.

Tallinn’s Education Is World-Class

Did you know Estonia has one of the best education systems in the world? In PISA rankings, Estonia is 7th globally and the top in Europe. Major outlets like The Guardian and The Times have highlighted our schools as a model of excellence.

What’s remarkable is that Estonia achieves this without extravagant spending, proving that innovation and commitment matter more than massive budgets. For families raising kids here, it’s a game-changer.

Tallinn Is Livable

Let’s talk about public transport. In Tallinn, it’s not just functional—it’s free. Compare that to cities like Helsinki (€60/month) or Berlin (€58/month), and it’s clear we have it good.

Yes, the roadworks have been frustrating, but they’re a sign of progress. New tram lines now connect parts of the city better than ever, and a line to Stroomi and Liivalaia is on the way. The city is also investing in bike paths, pedestrian-friendly streets, and green spaces. The city is evolving and not stagnating like many other European cities.

Oh, and let’s not forget the air quality. Tallinn ranks 9th in Europe for clean air, far better than cities like Milan or Warsaw. Clean air isn’t just about comfort—it’s about health, longevity, and quality of life.

Tallinn Is Affordable (Relatively Speaking)

Yes, prices are rising everywhere. But compared to other capitals, Tallinn remains affordable. In Numbeo’s cost-of-living index, Tallinn ranks 153rd out of 334 cities worldwide—far below Helsinki, Stockholm, or Copenhagen.

And while expenses climb, so do salaries—steadily growing at 8% annually. It’s not perfect, but it’s progress.

Tallinn Deserves More Love

Living here is a privilege. Yes, it’s not perfect, but few places are. Tallinn offers a mix of safety, innovation, and opportunity that’s hard to find elsewhere. So, the next time you’re tempted to complain, remember what’s great about this city—and how much better it can become with our collective effort.

If you are thinking of where to relocate to from Sweden, Finland or from anywhere in Europe, dont forget to take a look at Tallinn and what it has to offer. We have covered in this blog before what makes Estonia a great place to live, including the best tax system in Europe.

Relocating to Tallinn: What Expats Need to Know About Utilities and Living Costs

Tallinn is one of the cleanest and safest (ranking next to Zürich in listings) cities in the European Union with a high standard of living and due to its compact size, everything is close. In addition public transport works well and is free, so a car is not necessary if you live in the central areas. Moving to Tallinn provides expats with a unique mix of modern living, history, and convenience, but it’s important to understand the full picture of living expenses, particularly when it comes to utilities and rent. This guide breaks down what you can expect to pay for utilities, rent, and other living costs in the capital of Estonia.

1. Average Cost of Utilities in Tallinn

In Estonia, tenants typically bear the responsibility of paying for utilities on top of the rent, which include electricity, water, heating, waste management, internet and also costs directly attributable to the upkeep of the building. Let’s break down these costs.

• Electricity: As of May 2024, the average electricity price in Estonia was €75.85 per megawatt-hour (MWh), for a typical apartment of 55m², this means monthly electricity costs can range from €15 to €50, depending on usage if hthe apartment is not heated with electricity. Electric heating can drive up the cost significantly during the heating period, which usually lasts from October to March.

• Heating: Tallinn’s winters make heating one of the most significant utility expenses. For gas and central heated apartments, costs range between €60 and €150 per month, depending on the season and the building’s insulation. Older buildings without energy-efficient systems tend to fall on the higher end.

• Water: Monthly water bills are generally low, typically between €15 and €30, based on consumption and household size.

• House Maintenance Fees: In Estonia, apartment buildings are managed by a KÜ (apartment association), and tenants contribute to house maintenance fees. These fees can include costs for building renovations, and in some cases, if the association has taken out a loan to fund repairs, tenants may see this reflected in their monthly bills. Expect these charges to range from €10 to €100, especially in older buildings undergoing renovations.

Total Utility Costs: For a premium one-bedroom apartment, expect total monthly utility costs to fall between €100 and €250 depending on the building’s age, condition and of course the apartment size.

2. Rental Prices by District

Tallinn’s rental market varies widely depending on the district. If you’re considering a long-term rental in popular expat-friendly areas such as Kesklinn, Kadriorg, or Kalamaja, here’s what you can expect from premium rentals that are fully furnished and with modern appliances in great location:

• Kesklinn (City Center): This is the most desirable location for many expats and diplomats, offering easy access to embassies, businesses, and key cultural spots. The average rental price in October 2024 was around €14.7 per square meter, meaning a 55m² apartment would cost between €800 and €950 per month. However, in upscale areas like Rotermanni Quarter, rents can exceed €20 per square meter, pushing the price for the same-sized apartment to €1,100 and above.

• Kadriorg: Known for its beautiful parks and historical architecture, Kadriorg is another top area for expats. Here, rental prices start at €15.4 per square meter, so a one-bedroom apartment of 55m² would range from €850 up.

• Kalamaja: This trendy, creative neighborhood is popular among younger expats and professionals. Prices are similar to Kadriorg, starting at €15.4 per square meter, meaning a 55m² apartment would also fall in the range of €850 to €1,000.

3. Understanding Estonia’s Unique Tax System

Estonia’s tax system is one of the most expat-friendly in Europe:

• Income Tax: Estonia uses a flat tax rate of 22%, applied equally to residents and non-residents.

• Corporate Tax: Estonia is famous for not taxing corporate profits that are reinvested into the business. This unique tax feature has attracted entrepreneurs and expats from around the world. The government has recently decided to introduce a temporary 2% corporate income tax starting from 2026 (calculated based on 2025 profits)

Conclusion

Tallinn offers a fantastic quality of life, but understanding the cost of utilities and rent is essential for managing your budget. With rental prices varying by district and utility costs fluctuating throughout the year, it’s important to consider both the location and the quality of the apartment when planning your move. It is possible to find cheaper apartments in other districts of Tallinn which are not so central, but expect the utilities to be similar in those areas.

For those seeking premium long-term rentals, TTF Capital specializes in high-quality apartments in Tallinn’s most desirable areas, ensuring that expats, diplomats, and corporate professionals can enjoy modern, comfortable living in Estonia’s vibrant capital.

Estonia has the best tax system in Europe?

What expats and digital nomads should know about Estonian tax system in five easy points.

1. Simple and Efficient: Estonia has a simple and efficient tax system that is easy to understand and comply with. The tax code is streamlined, and most tax returns can be filed online in a matter of minutes.

2. Flat Tax: Estonia has a flat income tax rate of 20%, which is one of the lowest in Europe. This means that everyone, regardless of income level, pays the same tax rate.

3. No Corporate Income Tax: Estonia does not have a corporate income tax. Instead, companies are only taxed on the profits they distribute as dividends. This encourages reinvestment and growth.

4. E-Residency: Estonia's e-Residency program allows non-residents to establish and run a business in Estonia from anywhere in the world. This makes it an attractive location for entrepreneurs and small businesses.

5. Low Tax Burden: Overall, the tax burden in Estonia is relatively low compared to other European countries. This makes it an attractive destination for businesses and individuals looking to minimize their tax liabilities.

These factors have helped Estonia's tax system become one of the best in Europe, attracting both individuals and businesses to the country. Once you move to Estonia, you´ll be positively surprised by the e-services the country has to offer and the simplicity of the tax system.

Six Reasons to Move to Tallinn, Estonia

Updated 02.01.2024

Tallinn, Estonia is a hidden gem of Europe that is increasingly becoming popular among expats and digital nomads who are looking for a high-quality of life, modern infrastructure, and a vibrant cultural scene. It's a small country with a population of just over 1.3 million people, but it packs a lot of punch when it comes to offering a great lifestyle to its residents. In this article, we will discuss the top reasons why you should consider moving to Tallinn, Estonia.

1. Affordable Living

Estonia has a relatively low cost of living compared to other European countries, especially in terms of housing, rental apartments, food, and transportation. The country has a unique tax system with no Corporate Income Tax as long as profits stay in the company, and a flat tax rate of 22%, which makes it an attractive destination for entrepreneurs and investors. It can be said that Estonia has the best tax environment currently available in the EU. The cost of healthcare and education is also reasonable, making Estonia an ideal destination for families and for people looking for a new home.

2. Quality of Life

Estonia has a high quality of life, and it is ranked as one of the happiest countries in the world. The country has a low crime rate, a clean environment, and a well-developed healthcare system. The education system is also highly regarded, and the country has a literacy rate of over 99%. Estonia has a good work-life balance, and people here value their leisure time.

3. E-Residency

Estonia is the only country in the world that offers e-Residency to non-residents, which allows you to run your business from anywhere in the world. You can apply for e-Residency online and get access to Estonian business services such as banking, taxation, and company registration. This makes Estonia an ideal place to start and run a location-independent business.

4. Advanced Technology

Estonia is one of the most technologically advanced countries in the world. It has a robust IT infrastructure, and most of the government services are available online. The country is home to many successful startups, and its capital, Tallinn, is known as the Silicon Valley of Europe. This makes Estonia a perfect destination for people who work in the technology sector

5. Natural Beauty

Estonia is a country of natural beauty, with over half of its land covered by forests and a long coastline along the Baltic Sea. The country has numerous national parks, lakes, and rivers, which offer plenty of opportunities for outdoor activities such as hiking, cycling, and fishing. The country's natural beauty makes it an ideal destination for people who enjoy an active lifestyle.

6. Cultural Scene

Estonia has a vibrant cultural scene, with numerous museums, art galleries, and theaters. The country is home to the world-renowned Estonian Philharmonic Chamber Choir, and its capital, Tallinn, has been designated as a UNESCO World Heritage Site. The country also hosts many festivals and events throughout the year, including the Tallinn Black Nights Film Festival and the Estonian Song and Dance Festival.

Conclusion

In conclusion, Estonia is a great place to live, work, and raise a family. With its advanced technology, high quality of life, natural beauty, vibrant cultural scene, and affordable living, Estonia offers a unique blend of opportunities that are hard to find elsewhere in the world. Whether you're an entrepreneur, a tech professional, an artist, or a nature lover, Estonia has something to offer you. So why not consider moving to this beautiful and welcoming country?

If you have questions about relocating to Tallinn, Estonia or are looking for an apartment to rent long term, dont hesitate to contact us.

How to rent an apartment in Tallinn, Estonia?

Updated 02.01.2024

If you are thinking of moving to Tallinn, the vibrant capital of Estonia, then you are probably faced with the question on how do you look for and find rental apartment ? Luckily for you, the city has a great quality of living and lots of rental apartment options that can fit almost every budget. Unlike many other centers of European capitals, Tallinn is still affordable to many expats despite apartment and rent prices rising for the past decade. The renting process is quite straightforward in Estonia and the quality and accuracy of listings in real-estate portals is these days high.

Where to Start looking for a Rental apartment in Tallinn?

You can connect with a real-estate agent to help you in your search or you can start on your own. If you decide to use help, good real-estate agencies are for example Kurg & Korsten and Uusmaa, but there are plenty more to select from. The agent will help you in finding your dream home in Tallinn, show you the apartments, and help you with rental agreements also. In Estonia, the tenant pays for the agent fee (if a real-estate agent is involved), which is usually one months rent. Note that most of the advertisements in the largest portals are by agents contracted by landlords, so you as a tenant may have to pay the agent fee, even if you are doing the apartment search yourself. The only option to avoid the agent fee is to find an apartment direct from the owner which can be challenging at times.

There are two main real-estate portals in Estonia, kv.ee and city24.ee. These two portals have lots of listings available and many listings are available in English also. If not, you can use Google Translate to get an idea of the offers. Viewing the apartment in person is anyway recommended and many landlords speak English, but just be a aware this is not always the case. Facebook groups are another place to look for apartments without agents, but in our experience these groups list mostly cheaper apartments, so they may not match with what you are looking for.

Your NEEDS for renting an apartment?

The first and biggest decision you have to make is which area of Tallinn you wish to make your home. The most prestigious areas are “Kesklinn” (Center) and Kadriorg. Especially in Kesklinn everything you may need is within walking distance and the center is becoming increasingly pedestarian friendly with lots of green initiatives in the near future. If you wish to be close to all the services and living in a central location then Kesklinn can be a good option. Tallinn is relatively small city compared to its European capital peers, so you wont be overwhelmed by traffic or noise, and you will be able to find peaceful apartments even in the Kesklinn area.

The historical old town “Vanalinn” has also good rental options available, if you prefer to be close to services and restaurants and don´t plan to get a car as parking is very limited in the area. Its also good to note that the old town get a bit touristy and noisy during the summer months. While the central areas mentioned here are not generally considered as expensive by expats, its obvious that the apartments and rents are more expensive in these areas and the offers tend to get cheaper the further you move away from the city center.

Kalamaja, is also a popular and vibrant neighborhood worth mentioning. Once a working-class district, Kalamaja has undergone a remarkable transformation, becoming a popular choice for young professionals, families, and art enthusiasts alike. However, Kalamaja's popularity has also brought challenges, particularly in terms of traffic congestion. The narrow streets often become bottlenecks during rush hours, causing frustration for drivers. The ongoing development of the nearby Paljassaare peninsula is expected to exacerbate these traffic woes, as more people and vehicles are drawn to the area. Regardless if you are planning to move by car or by public transport, this is an important factor to consider.

Generally, moving around Tallinn is easy as public transport works well and is free for Tallinn residents. Bolt, the local Über competitor is also a very good option to move around the city and works really well.

Once you´ve decided the area you wish to live in, its time to start looking for an apartment.

WHAT TO KNOW BEFORE RENTING IN TALLINN?

• The price of renting an apartment in Tallinn varies by district and the condition of the apartment. The easiest way to compare is to look at the €/m2 price of each apartment.

• The rental price of an apartment in Kesklinn is currently between 12€/m2 to 20€/m2. The average price in Kesklinn according to KV.ee statistics is currently 14.1€/m2 so an average 50m2 two room apartment would rent for around 700€ per month. Its good to note that there is a higher amount of apartments available in the lower price category, so if you want a modern apartment in a new development or a fully renovated designer apartment in a historical building you should be prepared to pay rent around €850-1000€ per month for such a two room apartment.

• Some landlords request cash payments for rent but most professional landlords wish to receive rent by bank transfer. In case you pay in cash, make sure to ask for a signed receipt on each payment.

• The utilities (electricity, water, heating) in Estonia are paid by the tenant on top of the rent. Depending on the energy efficiency of the house, your personal consumption and the season you can count this cost to be approximately 100-200€ per month in addition to the rent. Depending on the landlord and house, you may need to make your own electricity contract and with average consumption your electricity bill will be 25-40€ per month.

• Most landlords require a one months rent as deposit to cover for potential damages and non-payment situations. In case you have pets this deposit can be equal to two months rent. Many landlords do not accept pets in the apartments.

• The number of rooms in Estonia is marked as per actual rooms in the apartment. So something marked as a three room apartment has two bedrooms, living room, kitchen, and bathroom.

• If you need a parking space, some listings have this included. An underground parking garage may feel unnecessary in the summer, but in the wintertime its definitely a plus.

• Make sure the agreement you enter is clear to you. You can find a sample rental agreement from Work in Estonia website in English here.

• Always make sure the landlord allows you to register officially into the apartment, this may be needed for living permit and other official state processes.
  
  Tallinn is a great city to live in and we are sure you wont regret your choice. If you wish to know more about moving to Estonia or would like to know which apartments we currently have available you can find our contact information here.